Periodically questions arise about coverage and terminology in an insurance policy. A few of the most common questions and answers are listed for your information. Please feel free to submit a question to us or contact us by phone to discuss any other items that you are unsure about. We want to be your full-resource independent Lafayette and West Lafayette insurance agency, so please don't hesitate to ask for anything you need!
What are business interruption risks?
I am closing in on retirement and would like to deposit into a tax deferred vehicle. Can I open an annuity account at my age?
What should I do if I'm in an accident?
What is a buy and sell agreement? Should I have one?
Do I need liability insurance?
I don’t own the structure of my condominium. Why do I need condo insurance?
What is the difference between coinsurance and copayment?
What is covered by property insurance?
What is a Commercial Umbrella?
Is Flood coverage included in my Homeowners insurance policy?
Is my jewelry covered under a homeowners insurance policy?
How much home insurance do I need?
I have purchased a vehicle and am told I need to purchase automobile insurance. Am I able to purchase insurance to cover my car being an International Student?
What types of disabilities are not covered?
When are you considered disabled?
Is Key Man insurance necessary for a small business?
I am not eligible to deposit money to receive a tax deduction. Can I still deposit into an Individual Retirement Account?
I want life insurance that will take care of the debt on my home and automobile as well as take care of my family but I don’t want to empty my wallet. What kind of life insurance should I buy?
What determines the size of the job a contractor can bond?
I am getting ready to open my own business. Am I required by law to carry workers’ compensation insurance?
I am a student at Purdue University and do not have a car. What type of insurance might I need and why?
How much renters insurance do I need?
Are the insurance quotes that I get online the real price? Will the price go up once I try to actually buy a policy?
Why should I use a local West Lafayette independent insurance agent?
Why do you offer so many ways to get an insurance quote?
I have concerns about sending forms through the Internet. Can I fax my form instead?
Monday - Friday: 9:00 AM to 5:00 PM, Evenings by appointment Saturday: By appointment Sunday: Closed
We're more than your typical insurance agent. Our job is to diagnose the exposures you face and develop personalized risk management and insurance programs. We're your independent insurance advocate in West Lafayette, Indiana, home of Purdue University. Our trained insurance professionals provide you with prompt, personalized service. We're proud of our rapid response and customer service, and the happy clients that result.
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